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Legal Resources for Your Program

Legal resources to use when creating your MyHappyMouth program.

States have different laws when it comes to setting up a custom patient program. Use the resource below to familiarize yourself with the requirements to operate a direct patient care program in your state and protect yourself and your patients.*

Get a legal look.

Need a trained lawyer? The Dental Cooperative is working with legal advisors that specialize in direct patient care law in your state to advise you in creating and to double check that your program is operating legally.* If you are interested in this service, please let us know and we will keep you in the loop when it’s ready to go.

Legal Resources

Creating a patient agreement between you and your participating patients is an important step in securing your MyHappyMouth program.  You can access a patient agreement template* here to help you create your own agreement for your program. You may want to review the considerations below and add those you would like to apply to your program.

The considerations provided and are neither meant to be an all-inclusive list nor legal advice. Legal counsel should be consulted to develop an agreement based on your program design. “Member” in the clauses below references the dental practice patient seeking to enroll in your custom in-house program.Consider including stipulations such as:

  • The dental practice retains the right to interpret any program stipulations.
  • No refunds will be given in the event the Member terminates the plan prior to the end of the plan year unless a refund is required by state law (DPC law requirements).
  • The annual membership fee must be paid in full prior to treatment.
  • Membership benefits are not transferable, have no cash value and may not be redeemed for cash.
  • This is not an insurance plan and is not subject to regulation by the state department of insurance.
  • Plan membership cannot be combined with current dental insurance plans.
  • No insurance claim will be filed for Members under this plan.
  • The plan is for individual use only. It is not a group benefits plan.
  • Each additional family membership must be paid at the time of the initial membership or at renewal time.
  • Membership fee may be adjusted annually.
  • Members are responsible for notifying dental practice of any address or contact changes.
  • Missed appointment fees/penalties are ineligible for the membership discount.
  • Total payment amount is due at the time services are provided. If full payment is not received at the time of service, fee discount will be void.

 

In addition to these general contract considerations, it is important that the contract clearly lay out the payment requirements to maintain membership in the plan. Some considerations include:

  • Membership fee payment schedule
  • Consequences of missed payments
  • Guarantees for treatment fee related to membership plan year
  • What services will be provided as part of the membership plan
  • What services will be provided at a discounted rate and what level of discounts will apply
  • Whether the patient can cancel the plan and the consequence
  • Whether the practice can cancel the plan and the consequence
  • Whether there will be annual maximums on discounts

Need a trained lawyer? The Dental Cooperative is working with legal advisors that specialize in direct patient care law in your state to advise you in creating and to double check that your program is operating legally.* If you are interested in this service, please let us know and we will keep you in the loop when it’s ready to go.

State Requirements

The following links are provided to you as a resource to use when creating your MyHappyMouth program. These links contain legal requirements for operating a direct patient care program in your state and may not include all laws and restrictions. The Dental Cooperative* recommends consulting a legal advisor to ensure compliance with your state laws.

Idaho Direct Primary Care Law.

The following links are provided to you as a resource to use when creating your MyHappyMouth program. These links contain legal requirements for operating a direct patient care program in your state and may not include all laws and restrictions. The Dental Cooperative* recommends consulting a legal advisor to ensure compliance with your state laws.

2019 New Mexico Statutes Chapter 59A – Insurance Code Article 48 – Prepaid Dental Plans

The following links are provided to you as a resource to use when creating your MyHappyMouth program. These links contain legal requirements for operating a direct patient care program in your state and may not include all laws and restrictions. The Dental Cooperative* recommends consulting a legal advisor to ensure compliance with your state laws.

Nevada Revised Statutes, Title 57, CHAPTER 695H – MEDICAL DISCOUNT PLANS.

Medical Discount Plan Application Checklist.

The following links are provided to you as a resource to use when creating your MyHappyMouth program. These links contain legal requirements for operating a direct patient care program in your state and may not include all laws and restrictions. The Dental Cooperative* recommends consulting a legal advisor to ensure compliance with your state laws.

Pennsylvania Insurance Code

Pennsylvania Direct Primary Care Association

The following links are provided to you as a resource to use when creating your MyHappyMouth program. These links contain legal requirements for operating a direct patient care program in your state and may not include all laws and restrictions. The Dental Cooperative* recommends consulting a legal advisor to ensure compliance with your state laws.

Texas Direct Primary Care Law Resources.

Discounth Health Care Program Operator Registration.

The following links are provided to you as a resource to use when creating your MyHappyMouth program. These links contain legal requirements for operating a direct patient care program in your state and may not include all laws and restrictions. The Dental Cooperative* recommends consulting a legal advisor to ensure compliance with your state laws.

Utah Insurance Department page including Operator Application Forms.

Health Discount Program Consumer Protection Act.

Health Discount Programs and Value Added Benefit Rule.

Utah Direct Primary Care Law.

*The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites and resources. Such links are for the convenience of the reader. The Dental Cooperative does not recommend or endorse the contents of the third-party sites. Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter regarding direct patient care programs or any custom patient program they operate. The Dental Cooperative is not a law firm and does not provide legal advice or counsel of any kind.

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